Factoring

Factoring Solutions that Fuel Your Business Growth

Commercial Leasing specializes in factoring solutions that turn cash flow challenges into opportunities for businesses like yours. Our services unlock funds from your accounts receivables, granting you financial freedom to expand, cover expenses, and grow your business.

What is Factoring?

This is a form of financing based on a company's accounts receivable. A buyer (Commercial Leasing ) purchases a company's invoices and lends a percentage of the invoice to the seller (ABC Company) until the products or services are rendered.The seller simply sends the invoice with the purchase order and proof of delivery, and we finance the invoice.

Who can benefit from factoring?

Factoring is aimed at B2B companies (companies that do business with other companies), which are generally start-ups or fast-growing. We also take on certain cases involving corporate restructuring. If you're new to factoring, our article explains how it works and its benefits.

A few guidelines

The benefits of Equipment Refinancing

No Financing for Future Invoices or WIP

We can finance invoices for products or services delivered only (we are unable to finance future invoices or work in progress).

Factoring: An Alternative to Bank Credit

If the bank has a line of credit secured by accounts receivable, factoring can replace the line of credit as a source of working capital

Invoice Payment Terms: 0-90 Days

Invoice payment terms must be between 0 and 90 days.

Under $50K Line of Credit: No Bank Receivables Security

If the customer has a line of credit of less than $50K, the bank generally has no security on the accounts receivable

Required Supporting Documents for Invoices

The customer must be able to provide the supporting documents that come with invoices (copy of contract, PO, proof of delivery or service rendered, time sheet, etc.).

In Partnership with Banks: Active Line of Credit with Factoring

In some cases, we can also work in partnership with the bank and keep the line of credit active while maintaining a factoring file.

Sole Security: Accounts Receivable (Invoices)

The only security taken is on the asset financed, i.e. the accounts receivable (invoices).

Why factoring with Commercial Leasing ?

We provide accounts receivable financing and management for many start-up and fast-growing companies. We finance receivables to support your company's working capital. You won't have to wait 30, 60 or even 90 days for payment. We'll advance you up to 97% of your invoice while you wait for your customers to pay. "Want to estimate how much funding you can secure through factoring? "Want to estimate how much funding you can secure through factoring?

Benefits of Factoring

Cash flow to support salary payments and new customer acquisition.

Flexible financing with no debt to repay.

Flexible financing with no debt to repay.

An experienced team.

Funds available on demand to keep supplier payments up to date.

We offer non-recourse programs (accounts receivable guarantee).

We take care of billing and collection from your customers.

We offer free access to our online portal 24/7.

Get the best equipment financing conditions for your business needs

Explore our fast, easy and straightforward options to help your business grow.

Need customized financing solutions for your business?

Benefit from our expertise to help you get the best conditions quickly and efficiently.

5 Easy Steps for Your Factoring Solution Needs

Unlocking Financial Potential:Streamline your path to success with our five easy steps tailored to meet your factoring solution needs. Discover financial freedom through seamless processes.