Equipment Financing and Leasing

Get the best financing and leasing options for your equipment

We have developed a specific expertise for all kinds of equipment leasing through our extensive experience. This allows us to better understand our customers' needs, identify the best leasing opportunities, and help them achieve their goals.

What is Leasing?

Equipment leasing is a comprehensive financing option designed to help businesses obtain the equipment they need while keeping costs low. From machinery and heavy tools to vehicles, leasing allows you to purchase necessary items with minimal up-front costs.

A lease agreement is an agreement between three parties: the lessee (the tenant), the lessor (the owner of the property), and a third party (the seller of the goods).

Equipment leasing: a tool for your business growth

Leasing is an easy and effective solution for financing equipment. It provides financial benefits that allow companies to perform growth operations that, otherwise, would not be possible.

Benefits of Equipment Leasing

Keep your bank borrowing capacity

Using leasing will not reduce your creditworthiness in the eyes of the banks. This means that when you lease equipment, it will not be included in your overall borrowing capacity, allowing you to maintain financial flexibility while obtaining all the equipment you need to make your business successful.

Benefit from tax deductions for your payments - 100%!

Because they are lease payments, your monthly payments can be fully tax-deductible as an operating expense. This is a huge tax advantage that businesses can take advantage of to maximize their profitability while providing the tools they need to grow.

Quick approval

We are confident that we can provide you with an authorization within 48 hours, often the same day. We process every request as quickly and efficiently as possible.

Sales tax spread on the lease term

By transferring the ownership of your equipment to us, our lenders pay the tax for you on your behalf. This enables you to maintain that money within your cash flow and spread out payments over a period of time without worrying about any taxes due up front.

Need customized financing solutions for your business?

Explore our fast, easy and straightforward options to help your business grow.

Need customized financing solutions for your business?

Benefit from our expertise to help you get the best conditions quickly and efficiently.

Equipment leasing: what can you finance?

Our financial services allow us to lease a variety of equipment.

We have customized solutions for each industry and take into account the particular needs of your project.

Commercial Leasing Financial Group specializes in equipment leasing, and offers a variety of services for a wide range of industries, such as construction, transportation and logistics, and agriculture sectors.

Check our complete list of industries and eligible equipment for financing

We offer solutions for all kinds of companies, businesses and startups.

Why choose Commercial Leasing for your equipment financing?

With decades of experience behind us, we have developed unique expertise regarding all types of equipment leasing. By understanding our clients' needs and opportunities, we can provide them with the best possible service.

Moreover, as an independent broker we have access to more than 25 lenders across the country. This gives us a great chance to find financing that meets your unique needs. At our agency, customer satisfaction is always our highest priority.

If you require a tailored lease for your equipment, don't hesitate to contact us or apply online. We will do our best to get you the most suitable and advantageous agreement that fits your business objectives.

FAQs about Equipment Financing by Leasing

What are the terms offered by a lessor?

If you're looking for the right leasing terms and conditions for your business, it's important to understand that financing arrangements are customized to fit each situation. This largely depends on what equipment is leased, your credit score and how long the contract lasts. By opting with Commercial Leasing, you can leverage our partnerships with more than 25 financial institutions in Canada and reap their benefits alike!

Is leasing a good solution for my business?

Many companies take advantage of leasing to obtain the equipment they need to help their business grow and succeed. The best way to start this engine is to look at whether this option is a good fit for your business and what opportunities it will provide. And then compare the financial impact by doing a comparison between buying and leasing/financing are good options. In general, companies choose leasing (with or without an option to purchase) to reduce cash flow pressures while gaining immediate access to new equipment.

How to account for a lease?

For accounting purposes, a lease results in the recording of a periodic lease payment as specified in the lease agreement, and if a purchase option is exercised at the end of the term, a new asset must be recorded. In addition, certain disclosures must be included in the financial statements.

How to calculate the lease?

If you would like information on monthly leasing payments, please contact us. We will tailor our offers to your project and provide the best possible terms to meet your needs!

What is the difference between leasing and financial leasing?

Depending on the legal and regulatory framework in which you operate, there may be differences between leasing and finance.

Leasing is an excellent solution for businesses and professionals, offering the possibility to finance movable or immovable assets while being similar to a rental contract. With leasing, you have the opportunity to purchase the asset at the end of the lease if necessary.

Leasing is not only an effective financing solution for businesses, but it can also be used by individuals to acquire movable and immovable property.